Cash-on-Cash Return Calculator

Verified math. Every figure comes from one independently-tested engine (75 checks, all passing).See how I verify →

See the year-one cash return on the cash you put in, after debt service. Updates as you type.





Equity invested
Annual debt service
Pre-tax cash flow
Cash-on-cash return
Equity = Price − Loan · Cash flow = NOI − Debt service · CoC = Cash flow ÷ Equity

Educational tool only. Not financial, investment, tax, or legal advice. Year-one, pre-tax, before capital reserves; a real hold has changing cash flow each year.

Want the full return picture? CRE Finance covers leverage, the capital stack, and how debt shapes returns.

Learn CRE Finance →


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