Build a full deal in your browser: income to NOI, lender-sized debt, year-by-year cash flow, and a true dated-cash-flow IRR at exit. Every figure is computed by the verified engine. Updates as you type.
Income
Purchase & debt
Hold & exit
Effective gross income—
Net operating income (Yr 1)—
Going-in cap rate—
Loan amount—
Which cap binds—
Equity required—
Annual debt service—
DSCR (Yr 1)—
Cash-on-cash (Yr 1)—
Exit value (Yr 5)—
Net sale proceeds—
Levered IRR—
Equity multiple—
Loan = min(LTV, DSCR) · IRR solved on dated cash flows (not the CAGR shortcut) · Exit = forward NOI ÷ exit cap
| Year | NOI | Debt service | Cash flow | Loan balance |
|---|
Educational tool only. Not financial, investment, tax, or legal advice. A simplified pro forma: NOI grows at one rate, exit on a forward cap, no interim capital events. Confirm every assumption against the deal.
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