Size the loan a deal actually supports, the lower of the LTV cap and the DSCR cap, and see which one binds. Updates as you type.
Max supportable loan—
Binding constraint—
Annual debt service—
DSCR at this loan—
LTV at this loan—
Loan = LOWER of (LTV × Price) and the loan whose debt service = NOI ÷ min DSCR
Educational tool only. Not financial, investment, tax, or legal advice. Lender stress rates and DSCR floors vary; confirm against a real term sheet.
Want to size debt like a lender? CRE Finance covers loans, LTV, DSCR, and the capital stack.